# Payments

## Text to pay service for businesses. Collect secure payments instantly through SMS messaging, and manage it all in one place.

### How Payments Works

The smoothest bill pay experience possible through the channel your customers use most.

#### Money making made simple.

##### Merchant Setup.
Connect Text Request to your bank account through our Payments partner Authvia. It’s all PCI DSS compliant, and we’ll help you set it up.

##### Payment Requests.
Create “payment requests” that send as texts to customers prompting them to pay. Send now, or schedule them for later.

##### Instant Transactions.
First-time customers add payment info via secure portal. Return customers reply with a confirmation code to pay. Customers get digital receipts, you get money deposited straight to your bank account.

##### Request Management.
Track payment requests just like invoices—see who’s paid, what’s overdue, and more all in one secure place.

### Payments Management

See who’s paid by text, send reminder messages, track offline payments, and more.

#### Full insight into your payments pipeline.

##### Payments Overview.
Real-time, up-to-date look at how much money you’ve made and how many requests are outstanding.

##### Payment status.
See and manage the status of every request you’ve made—sent, paid, past due—or cancel a request. Paid requests auto-update.

##### SMS Reminders.
Give customers that extra nudge. Send follow-up messages easily for outstanding and overdue bills.

##### Data Export.
Pull unlimited reports into an editable spreadsheet for deeper analysis and to share with Accounting.

### Details You’ll Appreciate

#### Finessed features that make text to pay particularly powerful. And profitable.

Small features, big impact.

##### Contact Stats.
Dive into each contact to see their payment history and more.

##### Convenience fees.
Charge customers a little more to cover transaction fees or admin costs, if you want.

##### Reference Numbers.
Add reference or invoice numbers to any payment request for better accounts management.

##### Receipts.
Customers automatically get a digital receipt texted back to them for every payment confirmation.

## START SMS PAYMENTS

## Make getting paid the easiest part of your job with text-to-pay.

“25% to 30% of our clients make payments over text. No one wants to stand in line… at a front desk to get their invoice. Text Request’s Payment feature eliminates that headache.”

Andrea Johnson, Founder

PetVet365

[View Case Study](/content/case-studies/petvet365/index.html)